Life Insurance

 

Final Expense

Final expense insurance also known as Burial insurance is a type of whole life insurance with lifetime fixed rates that allows the named insured to feel safe knowing that funeral-related expenses are covered regardless of the statutes of their estate at the time of death. Have peace of mind knowing that funeral-related expenses are covered regardless of the statutes of the deceased estate at the time of death, without placing the financial burden on your family when a loved one dies. For more information, please contact us or you can use our simple no obligation quote

Mortgage Protection

For most American families, the mortgage represents the largest source of personal debt, a debt that that easily defaults in the event of the primary breadwinner’s death. Our mortgage protection insurance is designed to pay off your mortgage in the event of your death to make sure you family can keep their home no matter what. Mortgage Disability Insurance In addition to mortgage protection insurance, we offer mortgage disability insurance to ensure that payments are made when you are unable to work due to an illness or injury. For more information, please contact us or you can use our simple no obligation quote.

Term Life

Prepare for the future with term life insurance. Death is an emotional time for a family; the loss of income and looming threat of unpaid bills only makes it worse. With term life insurance, you can save your family from worry by providing them with a cash benefit in the event of your death, giving them the security they need to avoid serious financial problems during a difficult transition. For more information, please contact us or you can use our simple no obligation quote.

Whole Life

Whole life insurance is a valuable insurance product that protects an insured for their entire life. Unlike the popular and less expensive term insurance, whole life insurance remains in effect as long as the premiums are paid. While whole life insurance is much more expensive than term insurance, and it offers a number of advantages. The death benefits are paid to the beneficiary tax-free and can be used at the beneficiary’s discretion. A whole life policy is a great gift to purchase for children as a savings instrument or college fund. For more information, please contact us or you can use our simple no obligation quote.

Indexed Universal Life

Many of us have the same question and concerns for when we are older “Will I have enough money coming in each month to retire and live comfortably”? IUL’s have many benefits and features besides a death benefit. IUL policies allow you to take money out of your policy when you need it without a penalty, Extend Retirement Cash Flow for up to 30-40 additional years from a traditional 401k, IRA or mutual funds. For more information, please contact us or you can use our simple no obligation quote.